Commercial Trucking Insurance Built by Trucking Specialists
Marquee Insurance Group (MIG) is an independent insurance agency headquartered in Roswell, Georgia, built around a single focus: commercial trucking insurance. We work with owner-operators, new authorities, small and mid-size fleets, and growing carriers across the country to place coverage that matches how they actually operate, not a generic policy pulled off a shelf.
If you are shopping for truck insurance, wondering whether a trucking-only agency is worth the switch, or trying to figure out which coverages your authority and your contracts actually require, this guide walks through what we place, who we work with, and how to get a quote.
Why a Trucking-Only Insurance Agency Is Different
Most insurance agencies spread their time across dozens of industries. Trucking is a small piece of a much broader book of business, and it shows in everything from how quickly a certificate of insurance gets turned around to how carefully loss runs get read, and whether a coverage gap gets caught before it becomes a claim.
MIG works only in trucking. Every account is handled by someone who already understands CSA scores, DOT and FMCSA filing requirements, cargo classifications, and the difference between coverages that sound alike but are not, like non-owned trailer coverage and trailer interchange. When a shipper’s contract calls for specific liability language, or an equipment provider’s addendum requires a particular endorsement, that is a routine request for our team, not a research project.
Share of MIG’s business that is commercial trucking. No homeowners, no restaurants, no side lines. Trucking is not a department here, it is the whole company, and has been since 2014.
Commercial Trucking Insurance Coverage We Place
As an independent agency, MIG works with multiple trucking-focused carriers to build a coverage package that fits your operation and your budget. Here is a plain-language look at the coverages we place most often. For the full list, see our trucking insurance coverages page.
| Coverage | What It Covers |
|---|---|
| Primary Auto Liability | Bodily injury and property damage you cause to others while operating under your own authority. Required for FMCSA operating authority. |
| Physical Damage | Repair or replacement of your truck and trailer after a collision, fire, theft, or other covered loss. |
| Motor Truck Cargo | Loss or damage to the freight you are hauling while it is in your care, custody, and control. |
| General Liability | Non-auto liability exposures, such as an injury to someone who is not your employee at a terminal, warehouse, or yard, away from the vehicle. |
| Non-Trucking / Bobtail Liability | Liability coverage for when you are operating the truck for personal use or off dispatch, not under a load. |
| Trailer Interchange | Comprehensive and collision coverage for non-owned trailers and chassis in your possession, including UIIA-required equipment. |
| Occupational Accident | Injury coverage for independent contractor drivers who fall outside standard workers’ compensation. |
| Workers’ Compensation | Statutory coverage for employee drivers and staff, required in most states once you have employees. |
| Umbrella / Excess Liability | Additional liability limits above your primary policy, often required by larger shippers and brokers. |
Not sure which of these your contracts actually require? The endorsements and exclusions on your current policy decide what is covered at claim time. Our guide on how to read your trucking insurance policy walks through the declarations page, exclusions, and the MCS-90 in plain English.
Who We Work With
- New authorities. Carriers navigating their first policy and the FMCSA filings that come with it. We structure coverage that is realistic for a new venture and built to grow with you instead of being rewritten at the first renewal.
- Owner-operators. Whether you are leased to a carrier or running under your own authority, we place coverage structured around how you actually operate, including non-trucking liability and physical damage for leased-on drivers.
- Small and mid-size fleets. Multi-truck operations that need one coordinated program across vehicles, drivers, and cargo types instead of a stack of individual policies.
- Intermodal and UIIA carriers. Trailer interchange and equipment provider addendum compliance, handled by a team that understands the UIIA Gate Control System and what gets a carrier turned away at the gate.
- Specialized haulers. Reefer, flatbed, hazmat, and other equipment types that carry cargo and liability exposures a generalist policy often misses.
Partnerships That Go Beyond the Policy
MIG is a Highway Certified Insurance Agency, a designation that reflects our standing within the intermodal and drayage community and the accuracy of the certificates we issue. Highway is the carrier-verification platform behind more than 80% of brokered loads in the U.S., and brokers using it see verified insurance data on our carriers, which gives those carriers an edge when a broker is deciding who gets the load.
We also work alongside industry partners such as Trux Parking, OTR Solutions, and DAT Freight & Analytics, connecting carriers to secure parking, factoring, and freight resources that support the business side of trucking, not just the insurance policy.
How to Get a Commercial Trucking Insurance Quote
Start Your Quote Online →
Tell us about your operation: authority status, equipment, cargo, and radius. Our online quote form takes a few minutes, and there is no obligation.
Share Your Documentation
Your MC and USDOT numbers, current loss runs, and a driver and equipment list let us quote accurately the first time, with no surprises at binding.
Compare Real Options
Because MIG works with multiple trucking-focused carriers, you see a true side-by-side comparison of coverage and price, not a single take-it-or-leave-it number.
Bind Coverage and Get on the Road
Once you choose a policy, MIG handles the certificate of insurance, the FMCSA filings, and any equipment provider or shipper-specific documentation you need to start moving freight.
Why Carriers Choose MIG
MIG is led by President Nate Marquardt and a team built specifically around trucking insurance, not insurance in general. That focus is why MIG was named a Metro Atlanta Top Workplaces 2026 winner by Axios and an Inc. 5000 honoree. It is also why carriers tend to stay with us year after year rather than shop away at the first renewal increase.
Insurance is not a one-time transaction for us. Carriers who work with MIG get a team that reviews coverage as their operation grows, flags compliance issues before they become gate denials or claim disputes, and treats every renewal as a chance to re-shop the market, not just resend last year’s policy with a higher number attached.
Frequently Asked Questions
Does Marquee Insurance Group only insure trucking companies?
Yes. MIG is a trucking-only independent agency. We place commercial trucking insurance for owner-operators, new authorities, fleets, intermodal carriers, and specialized haulers, and we do not write personal lines or unrelated commercial business.
What do I need to get a commercial trucking insurance quote?
Your MC and USDOT numbers, current loss runs, and a list of drivers and equipment. Start your quote online, and a member of our team will follow up to complete it.
Do you work with new authorities?
Yes. New authorities are one of the groups we work with most. We help first-time carriers understand what FMCSA requires, place coverage that fits a new operation, and handle the filings that come with it.
What does it mean that MIG is a Highway Certified Insurance Agency?
Highway is a carrier-verification platform used by freight brokers. The certification recognizes agencies that meet Highway’s standards for certificate accuracy, completeness, and timeliness, which means brokers see verified insurance data on MIG carriers when deciding who to book.
Ready to see what a trucking-only agency can do for your operation? The MIG team is here.
