Maryland Trucking Insurance
Commercial Truck Insurance in Maryland
Maryland freight centers on Baltimore — the port that moves more autos and roll-on/roll-off cargo than almost any in the country — with I-95 carrying the East Coast through the middle of the state and I-70 and I-81 feeding the west. Whatever your lane, Marquee builds the full program across 30+ A-rated markets. Trucking is all we do.
Not sure your limits still meet Maryland's current requirements? Have us re-check them →
- State filings handled
- 30+ A-rated markets
- Trucking is all we do
Maryland, Covered
Hagerstown to the harbor · the Old Line State, covered
From the western corridors to the Baltimore docks — one agency, one renewal calendar.
Insurance requirements change. Your coverage shouldn't lag.
State legislatures, the FMCSA, and broker contracts all revise their requirements over time — and carriers usually find out from a compliance notice or a bounced load, then remarket under deadline pressure. We verify every account against current state and federal requirements at quote and at every renewal, so a rule change never catches you rolling. Get ahead of your renewal →
Programs We Build Here
Three Maryland operations. Three different programs.
A Baltimore drayage operator, a Hagerstown corridor fleet, and an Eastern Shore reefer hauler share a state — and almost nothing else about how their coverage should be built. The same truck gets a different program depending on what it hauls and where — here's how that plays out in Maryland:
Baltimore drayage
Owner-operator · port terminals
Built to the UIIA: interchange-ready coverage with equipment providers named and the IANA filing handled.
- Auto liability — written to UIIA standards, with the endorsement on the policy
- Motor truck cargo — protects the freight — required by most brokers and shippers
- Trailer interchange — non-owned chassis, containers, and trailers in your care
- UIIA endorsement & IANA filing — we file it and keep your status active
Hagerstown corridor fleet
10–50 trucks · I-81/I-70 DCs
A fleet program with safety support and one renewal calendar across the whole schedule.
- Auto liability — primary liability under your authority, at limits your contracts require
- Motor truck cargo — protects the freight — required by most brokers and shippers
- Physical damage — collision and comprehensive for owned and financed equipment
- General liability — premises and operations exposure — docks, yards, and loading
- Workers' compensation — for operations with employee drivers
Eastern Shore reefer
Poultry & produce · Delmarva
Temperature-sensitive loads with cargo coverage matched to the commodity.
- Auto liability — primary liability under your authority, at limits your contracts require
- Motor truck cargo — protects the freight — required by most brokers and shippers
- Reefer breakdown — temperature-failure protection where the load demands it
- Physical damage — collision and comprehensive for owned and financed equipment
Illustrative program shapes, not advice or a quote — every operation is different, and required coverage comes from your authority, your contracts, and your lender. Requirements change over time; we verify the current ones for your operation at every quote and renewal, and we handle the filings.
Want to know exactly what your operation needs today?Send us your dec pages — we'll verify your limits against current requirements and quote the gap across 30+ A-rated markets.
Check my coverageThe Old Line State's Freight
Built for the port and the corridor
The Port of Baltimore is one of the busiest auto and ro/ro gateways in the country and a growing container port — drayage, car hauling, and heavy project cargo all work its terminals. Around it, I-95 squeezes the East Coast flow through the Fort McHenry and harbor crossings, I-70 and I-81 bring the western freight down through Hagerstown's distribution cluster, and the Eastern Shore runs Delmarva poultry and produce. Port work, corridor freight, and Shore ag are three different books — and we place each with the right markets.
Port of Baltimore drayage
Containers, autos, and ro/ro work — and if you're UIIA, our intermodal program keeps your status active.
I-81 & I-70 distribution
The Hagerstown corridor's DC cluster — regional programs placed with markets that want the density.
Eastern Shore ag
Delmarva poultry and produce — commodity-matched cargo coverage across 30+ markets.
New Maryland authorities
First-year carriers get compliant, broker-ready, and rolling with our new authority program.
The Coverage We Place
One agency. Your whole Maryland program.
The foundation of every program — bodily injury and property damage at limits your authority and loads require.
Explore coverage → Motor Truck CargoProtects the freight you haul; required by most brokers and shippers on the load.
Explore coverage → Physical DamageCollision and comprehensive for your tractor and trailer — required on financed equipment.
Explore coverage → The Full StackGeneral liability, per-shipment cargo, occupational accident, workers' comp, bobtail — one renewal calendar.
All coverages →Baltimore moves the cars America drives, and the trucking around that port is specialized work — interchange agreements, terminal credentials, high-value loads. The coverage has to be built to the same spec.
Nate MarquardtPresident, Marquee Insurance GroupMaryland Questions
What Maryland truckers ask us most
What insurance do I need to run a trucking company in Maryland?
It depends on your operation. Interstate carriers follow federal FMCSA financial-responsibility requirements tied to their authority; carriers operating only within Maryland fall under state operating-authority and filing requirements, which are set by state law and change over time. On top of the legal minimums, brokers and shippers set their own contract requirements — usually higher — and lenders require physical damage on financed equipment. We verify the current requirements for your specific operation at every quote and renewal.
Do you insure drayage at the Port of Baltimore?
Yes. Baltimore drayage means UIIA compliance — coverage structured to the agreement, equipment providers named, and your filing kept active with IANA. We're a UIIA-registered agency and handle intermodal accounts across the Mid-Atlantic — see our UIIA coverage page.
How much does commercial truck insurance cost in Maryland?
It depends on your operation: radius, commodity, driving records, years in business, equipment values, and loss history all move the number. The fastest way to a real number is a quote against 30+ A-rated markets — see how truck insurance cost works.
What coverages do Maryland brokers and shippers usually require?
Beyond auto liability at limits above the legal minimum, most load agreements require motor truck cargo coverage and a certificate listing the broker as certificate holder. Requirements vary by broker and commodity — we read them before we quote. If you haul intermodal, UIIA has its own requirements — see our UIIA coverage page.
Can you insure a brand-new trucking authority in Maryland?
Yes. New ventures are one of our specialties — we place first-year Maryland authorities with carriers that actually want new-venture risk, and our start-up guide walks you through filings, compliance, and what brokers will ask for.
Built for Maryland. Backed by 30+ markets.
Send us your dec pages — we'll verify your limits against current requirements, quote across 30+ A-rated markets, and build the full program: liability, cargo, physical damage, and everything your loads demand.