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Delaware Trucking Insurance

Commercial Truck Insurance in Delaware

Delaware packs a lot of freight into a small map: I-95 carries the East Coast through Wilmington, the Port of Wilmington moves refrigerated cargo off the ships, and Delmarva's poultry and produce keep reefers running the peninsula. Whatever you haul, Marquee builds the full program across 30+ A-rated markets. Trucking is all we do.

Not sure your limits still meet Delaware's current requirements? Have us re-check them →

  • State filings handled
  • 30+ A-rated markets
  • Trucking is all we do

Insurance requirements change. Your coverage shouldn't lag.

State legislatures, the FMCSA, and broker contracts all revise their requirements over time — and carriers usually find out from a compliance notice or a bounced load, then remarket under deadline pressure. We verify every account against current state and federal requirements at quote and at every renewal, so a rule change never catches you rolling. Get ahead of your renewal →

Programs We Build Here

Three Delaware operations. Three different programs.

A port drayage operator, a Delmarva reefer hauler, and an I-95 regional fleet share a state — and almost nothing else about how their coverage should be built. The same truck gets a different program depending on what it hauls and where — here's how that plays out in Delaware:

Port of Wilmington drayage

Owner-operator · refrigerated cargo

Built to the UIIA: interchange-ready coverage with equipment providers named and the IANA filing handled.

  • Auto liability — written to UIIA standards, with the endorsement on the policy
  • Motor truck cargo — protects the freight — required by most brokers and shippers
  • Trailer interchange — non-owned chassis, containers, and trailers in your care
  • UIIA endorsement & IANA filing — we file it and keep your status active

Delmarva poultry reefer

Farm to plant to market

Temperature-sensitive loads with cargo coverage matched to the commodity.

  • Auto liability — primary liability under your authority, at limits your contracts require
  • Motor truck cargo — protects the freight — required by most brokers and shippers
  • Reefer breakdown — temperature-failure protection where the load demands it
  • Physical damage — collision and comprehensive for owned and financed equipment

I-95 regional fleet

10–50 trucks · corridor lanes

A fleet program with safety support and one renewal calendar across the whole schedule.

  • Auto liability — primary liability under your authority, at limits your contracts require
  • Motor truck cargo — protects the freight — required by most brokers and shippers
  • Physical damage — collision and comprehensive for owned and financed equipment
  • General liability — premises and operations exposure — docks, yards, and loading
  • Workers' compensation — for operations with employee drivers

Illustrative program shapes, not advice or a quote — every operation is different, and required coverage comes from your authority, your contracts, and your lender. Requirements change over time; we verify the current ones for your operation at every quote and renewal, and we handle the filings.

Want to know exactly what your operation needs today?Send us your dec pages — we'll verify your limits against current requirements and quote the gap across 30+ A-rated markets.

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The First State's Freight

Built for the corridor and the peninsula

Northern Delaware belongs to the I-95 megalopolis — Wilmington sits in the middle of the busiest freight corridor on the East Coast, and the Port of Wilmington specializes in refrigerated cargo, keeping drayage and reefer work moving off the docks. South of the canal, the Delmarva Peninsula turns agricultural: poultry is the engine, and US-13 and DE-1 carry the farm-to-plant-to-market flow. A port drayage operator and a Delmarva poultry hauler are different books of business — and we place them with different markets.

I-95 corridor freight

Through-traffic and regional work in the middle of the East Coast flow — placed with markets that understand corridor density.

Port of Wilmington drayage

Refrigerated cargo off the ships — and if you're UIIA, our intermodal program keeps your status active.

Delmarva poultry & ag

Reefer birds and produce down the peninsula — commodity-matched cargo coverage across 30+ markets.

New Delaware authorities

First-year carriers get compliant, broker-ready, and rolling with our new authority program.

Delaware Questions

What Delaware truckers ask us most

What insurance do I need to run a trucking company in Delaware?

It depends on your operation. Interstate carriers follow federal FMCSA financial-responsibility requirements tied to their authority; carriers operating only within Delaware fall under state operating-authority and filing requirements, which are set by state law and change over time. On top of the legal minimums, brokers and shippers set their own contract requirements — usually higher — and lenders require physical damage on financed equipment. We verify the current requirements for your specific operation at every quote and renewal.

Do you insure drayage at the Port of Wilmington?

Yes. The Port of Wilmington's refrigerated cargo means drayage work with temperature-sensitive freight — UIIA compliance where interchange agreements apply, equipment providers named, and cargo coverage matched to the loads. See our UIIA coverage page.

How much does commercial truck insurance cost in Delaware?

It depends on your operation: radius, commodity, driving records, years in business, equipment values, and loss history all move the number. The fastest way to a real number is a quote against 30+ A-rated markets — see how truck insurance cost works.

What coverages do Delaware brokers and shippers usually require?

Beyond auto liability at limits above the legal minimum, most load agreements require motor truck cargo coverage and a certificate listing the broker as certificate holder. Requirements vary by broker and commodity — we read them before we quote. If you haul intermodal, UIIA has its own requirements — see our UIIA coverage page.

Can you insure a brand-new trucking authority in Delaware?

Yes. New ventures are one of our specialties — we place first-year Delaware authorities with carriers that actually want new-venture risk, and our start-up guide walks you through filings, compliance, and what brokers will ask for.

Built for Delaware. Backed by 30+ markets.

Send us your dec pages — we'll verify your limits against current requirements, quote across 30+ A-rated markets, and build the full program: liability, cargo, physical damage, and everything your loads demand.