Built for fleets that run at scale.
Whether you run 25 trucks or 250, we structure your program your way — backed by an in-house safety team that helps you run cleaner and score better.
Managing a renewal or RFP? Let's structure your program across 30+ markets →
Structure your program the way your fleet actually runs
We build your program around how you're rated and how you finance risk — so you never overpay, or get boxed out of savings you've earned.
Scheduled
Every unit and trailer is listed, and you report adds and deletes. Precise and predictable — right when your equipment list is stable.
Unit Reporting
Priced on the power units you actually run each month. Flex with seasonal demand and downtime — you pay for what's active, not what's parked.
Mileage Reporting
A per-mile rate on the miles you run each month, built from your loss history and safety scores. Ideal when mileage is steady and documented.
Guaranteed Cost
A fixed premium with first-dollar coverage — simplest to budget. The carrier carries the claims risk.
High Deductible
A per-claim deductible in exchange for a lower premium. The carrier pays, then bills the deductible back — you share the risk and the reward of running safe.
Self-Insured Retention
Fund losses up to a set amount per claim, with coverage above. An SIR puts a strong fleet in control of its own claims — and costs.
Captive & Risk-Sharing
For the largest operations — group captives and retro plans that let a safe fleet capture its own underwriting profit.
Not sure which fits? We model the options side by side against your loss runs and cash flow.
One coordinated program across every exposure
Large operations carry layered risk. We build it as one coordinated program — primary liability through your full excess tower — not a stack of disconnected policies.
Primary Auto Liability
The federally required foundation, written at the high limits your contracts and lanes demand.
Learn moreExcess & Umbrella
Layered limits above your primary — the catastrophic tower that guards your balance sheet against nuclear verdicts.
Learn moreMotor Truck Cargo
Freight protection sized to your commodities, with reefer breakdown and high-target endorsements where you need them.
Learn morePhysical Damage
Comprehensive and collision across tractors and trailers — with deductibles that flex into your risk-financing strategy.
Learn moreWorkers' comp, GL & more
Workers' compensation, general liability, non-owned, trailer interchange — the full stack, coordinated.
View all coveragesAn in-house safety & compliance team in your corner
For a large fleet, your CSA scores and DOT compliance are your insurance cost — and your access to freight. Most agencies hand you a policy and wish you luck. We keep dedicated, NATMI-certified safety professionals on staff who step in when something goes wrong and work proactively to drive your scores down.
- Hands-on help when a DOT audit, citation, or serious accident hits — we're in it with you.
- CSA score improvement — we analyze your BASICs, target what's dragging you down, and build a plan to fix it.
- Loss-control and driver-safety programs that cut claims — and earn premium credits at renewal.
- Ongoing compliance — driver files, hours-of-service, and maintenance — managed through our GuardRail platform.
Every clean mile moves the needle
Your CSA BASICs don't drop by luck — they drop because of what your fleet does every day. Watch the levers our safety team pulls, and the scores that follow.
percentile 77th Elevated risk
Illustrative of the improvement our NATMI-certified team targets through GuardRail. Actual results vary by fleet, history, and effort.
A true risk partner, not just a broker
Fleet risk is our specialty
We live in loss runs, CSA scores, and program structure — so we engineer your total cost of risk, not just quote a premium.
The markets to place it
30+ A-rated carriers — including specialists like Great West and Northland — competing for your program.
Service that scales with you
A dedicated team for COIs, changes, and claims advocacy — plus relentless re-marketing every renewal.
The biggest fleets don't buy a policy — they manage their total cost of risk. Our job is to structure the program, bring the markets, and put our safety team to work — so insurance becomes a lever you control.
Tools to manage cost and compliance at scale
Expense Calculator
Model cost-per-mile across the fleet and pressure-test your margins.
Run the numbersInsurance Cost Guide
The factors behind fleet premiums — and the levers that move them.
Read the guidePartner Network
Factoring, fuel, load boards, and compliance — vetted partners at fleet scale.
Meet our partnersManage Your Fleet
COIs, unit changes, billing, and claims through our client services team.
Client servicesWhat fleet operators ask us most
What's the difference between a scheduled and a reporting policy?
A scheduled policy lists every unit, and you report adds and deletes. A reporting policy is written on an "any auto" basis and bills monthly on what you actually run — so the program flexes with the fleet. We model both and show which fits.
How do unit reporting and mileage reporting work?
On a reporting form you're billed monthly: unit reporting charges on the power units in service that month; mileage reporting applies a per-mile rate to the miles you ran. Both flex up and down — for seasonal swings or downtime — without re-scheduling every unit.
Should my fleet take a higher deductible or a self-insured retention?
Both lower your premium by putting you in the claims process. With a high deductible, the carrier pays and bills it back. With an SIR, you fund losses up to a set amount per claim before coverage responds — more direct control. The right choice depends on your loss history, reserves, and risk appetite.
Can you actually help improve our CSA scores?
Yes. Our in-house team analyzes your BASIC scores, targets the violations hurting you most, and builds a corrective plan. Better scores protect both your insurance rates and your access to premium freight.
What happens if we get a DOT audit or a serious accident?
Our NATMI-certified professionals step in directly — audit prep, corrective action plans, and accident response — so your team isn't alone. That support is core to working with Marquee, not an add-on.
Which markets can you access for large fleets?
We're appointed with 30+ A-rated carriers, including specialists like Great West, Northland, AIFE, and Berkley. For a large fleet we structure across those markets — and across guaranteed-cost and loss-sensitive options — for the best total cost of risk.
Do you write the full coverage stack, including workers' comp?
Yes. Beyond auto liability we place excess and umbrella towers, motor truck cargo, physical damage, general liability, and workers' comp — coordinated as one program so there are no gaps.
Let's structure your fleet program.
Enter your DOT number to get started — or talk to a fleet specialist who'll build your program across structures, markets, and our in-house safety team.