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Safety that shows up in your premium.
GuardRail reads your FMCSA record the way an underwriter does, then tells you in plain English which trucks and drivers are costing you, what to fix first, what to challenge, and what each fix is worth on the day your renewal is priced. With an AI assistant that explains every number.
Open to every carrier. Insured with Marquee? Your customer discount is built in →
- Built by trucking insurance specialists
- Available to any carrier, any insurer
- Plain English, no jargon
Vehicle maintenance
Coastal Freight LLC · 211 days to renewal
Worse than this share of carriers like you, flagged in August → the day underwriting looks
What happened, and what they did
- Two trucks shut down at roadsideAug 28 · pushed the area over the flag line
- 6 violations aged offOct 29 · on their own, tracked to the day
- Truck not on policy challengedNov 29 · DataQs drafted by Spotter, accepted
- Weekly tire checks, three worst trucksJan 6 · no tire write-ups since
Illustrative example from one carrier's record. Your numbers come from your own FMCSA history and inspections.
GuardRail in 24 seconds
Four screens. One answer: what to fix, and what it's worth.
1 · Where do I stand?
Your record, the way an underwriter reads it
RecordFlagged
65worst area
Crashes
Over the line since Aug 28.
RoadsideMaybe pulled in
60of 100
Inspectors may pull you in
Over 75 they are told to.
PeersMiddle of the pack
19of 50 Marqs
Ahead of 19 of your 50
Behind on crashes per mile.
Three dials on the home screen: your worst area against its flag line, how likely a roadside stop is, and where you rank among carriers like you.
2 · Which trucks?
No single truck. Three of them carry a quarter of it.
- Truck 1003052024 tractor · Brakes9%
- Truck 2002652023 tractor · Brakes8%
- Truck 3000702002 tractor · Brakes8%
- Truck 3000602021 tractor · Lights6%
- Truck 433140Not on your policy · Lights5%
One thing to know: Truck 433140 isn't on your policy. If it wasn't yours that day, its 5% can be challenged through DataQs.
Every truck ranked by its share of your record, with what keeps getting written up and where it gets pulled in. Lights are 39% of the problem here; a pre-trip check pays off first.
3 · What's happening?
The day it posts, you know
- Renewal · Jan 25Pricing starts — underwriting looksYour agent shops the May renewal on what your record shows that day91 days
- Upcoming win · Oct 28Truck 300035's tire violation turns six months oldReduces on its own from here · Vehicle maintenance−1%
- Clean inspection · Oct 21South Carolina · Truck 200281 · no violationsClean inspections bring every number down a little17 min
- Shut down · Oct 19Georgia · Truck 200265 · out of service at roadsideTire low on air, turn signal out · now on your fix list+4%
- Reducing · Oct 17Truck 385397's brake violations turned one year oldWeighted less from here · Vehicle maintenance−1%
A push alert when an inspection posts, a shut-down happens, or a violation ages off.
Every entry says what it did to your record, in plain words, on the phone in the yard.
Inspections, aging violations and renewal milestones land on one live timeline. Nothing to look up; it comes to you.
4 · What do I fix first, and what's it worth?
Work the list. Watch it show up before pricing.
- Two trucks shut down at roadsideAug 28 · pushed the area over the flag line
- 6 violations aged offOct 29 · on their own, tracked to the day
- Truck not on policy challengedNov 29 · DataQs drafted by Spotter, accepted
- Weekly tire checks, three worst trucksJan 6 · no tire write-ups since
84% → 62%
A short list in the order that moves your record most, and a countdown to the day your record gets priced. Then the packet goes to your agent.
What GuardRail answers
Five questions. Plain answers. No spreadsheet.
Public FMCSA data is hard to read and easy to misread. GuardRail lays it out the way you'd ask about it, then connects it to the inspections, trucks and drivers behind each number.
Where do I stand?
Each FMCSA safety area against the line where it gets flagged, with the words to explain it to your owner, your broker, or your agent.
Which trucks?
Every unit ranked by its share of your record: what keeps getting written up, where it gets pulled in, and which trucks have never been cited.
Which drivers?
Roadside citations matched to the driver and the truck, alongside the behavior your own data already shows. A conversation now is cheaper than a ticket at the scale.
What do I fix first?
A short list in order of what moves your record most, with the why on each item, who owns it, and when it counts.
What about my renewal?
A countdown to the day your record gets priced, what ages off before then if you stay clean, and a one-page safety narrative your agent sends with the submission.
Renewal packet
Prints or saves as PDF. Your producer sends it with the submission.
Inside GuardRail
Your record, as it happens. Your peers, side by side.
Built for the desk and the yard. The home screen and comparisons on a computer; the live timeline, alerts and fix list on your phone. Every inspection, aging violation and renewal milestone lands the day it happens, and every number is read against the carriers most like you.
RecordFlagged
65worst area
Crashes
Over the line since Aug 28. FMCSA flags at 65.
RoadsideMaybe pulled in
60of 100
Inspectors may pull you in
Over 75 they are told to. Under 50 they usually wave you through.
PeersMiddle of the pack
19of 50 Marqs
Ahead of 19 of your 50
Behind on crashes per mile. Ahead on driver citations.
Your home screen: your worst area against its flag line, how likely a roadside stop is, and where you rank among carriers like you. Illustrative example.
- Renewal · Jan 25Pricing starts — underwriting looksYour agent shops the May renewal on what your record shows that day91 days
- Upcoming win · Oct 28Truck 300035's tire violation turns six months oldReduces on its own from here · Vehicle maintenance−1%
- Clean inspection · Oct 21South Carolina · Truck 200281 · no violationsClean inspections bring every number down a little17 min
- Shut down · Oct 19Georgia · Truck 200265 · out of service at roadsideTire low on air, turn signal out · now on your fix list+4%
- Reducing · Oct 17Truck 385397's brake violations turned one year oldWeighted less from here · Vehicle maintenance−1%
Your Marqs 50 carriers like you
How you compare
- Crashes per mileYou 0.89 · typical 0.4
- Truck shut-downsYou 35% · typical 27%
- How often you're inspected0.8 a truck a year · typical 0.5
- Driver citationsFewer than most
- Logbook violationsFewer than most
Your Marqs are the carriers most like you by size, lanes and freight, drawn from public FMCSA records. It's how underwriters think about you, so it's how GuardRail shows you. Illustrative example.
One responsive app, no download. Push alerts the day an inspection posts, and a fix list built for a phone in the yard; the drill-downs, reports and driver files are built for a desk. Illustrative examples.
AI-enabled · Spotter
Ask it why. Then let it draft the challenge.
Spotter is the assistant built into GuardRail. It explains any number on your record in plain words, finds the violations you have grounds to challenge, and drafts the DataQs request for you to review and submit. It never files anything without you.
Spotter Ask anything about your record
- NAWhy is Vehicle maintenance at 72%?
- Lights. They're 39% of what inspectors write up on your trucks, across 26 units. Three trucks carry a quarter of the whole area. A pre-trip light check pays off here first.
- NAWhat drops before Jan 25 if we stay clean?
- Six violations reduce Oct 29, nine more Nov 29. At your usual pace of inspections, 72% becomes about 62% before pricing starts. Want that on your fix list?
Every answer is built from your own record and says what it's worth at renewal. Illustrative example.
DataQs helper Challenge what shouldn't count
Worth challenging
Truck 433140 isn't on your policy's vehicle list.
If it wasn't yours on Sep 17, the 5% of your Vehicle maintenance area it carries can be removed through FMCSA DataQs.
- Spot it. Trucks not on your policy, crashes marked preventable that weren't, duplicate or mis-coded violations.
- Explain the grounds. What FMCSA accepts as a reason, in plain words, so you know whether it's worth your time.
- Draft the request. The statement and the documents to attach, written for you to review.
- Submit and track. Step-by-step through FMCSA's DataQs portal, then the outcome on your timeline when it lands.
You stay in control: nothing is filed until you submit it. Illustrative example.
Why timing matters
Your price is set on one day. Most carriers don't know which.
Underwriters look at your record roughly four months before renewal. Violations age off on a schedule, and clean inspections bring every number down. GuardRail shows what reduces before that day, so the work you do actually shows up in the price.
Illustrative dates. GuardRail builds this from your actual renewal date and inspection history.
Why your agency built it
Built by the people who see what your record costs
Safety software is usually built by software companies. GuardRail was built inside a trucking-only insurance agency, by people who read these records every day and watch them turn into premiums.
Record and renewal, connected
Every item on your fix list says what it's worth at renewal. Every clean stop shows what it moved. Nothing is abstract.
Every number, explained
Each area of your FMCSA record comes with how it's measured, what moved it, and what it means to an underwriter, in the words you'd use with your owner or your broker.
Works with or without a safety manager
Plain language, one question per screen, and the detail one tap away. A safety department gets a sharper tool; an owner-operator gets one they didn't have. Works on a phone in the yard.
Your producer is already in the loop
The renewal packet goes to the person who shops your policy, with the safety narrative written. No second system to explain.
Most of the carriers we insure don't have a safety manager. The owner is the safety manager, between dispatching loads and fixing trucks. GuardRail is the person they'd hire if they could: it reads the record, says what matters, and keeps the renewal in front of them.
Nate MarquardtPresident, Marquee Insurance GroupEarly access
See your record the way underwriting will.
GuardRail is open to every carrier, whoever insures you. Tell us who you are and we'll set up your carrier. All we need to start is your USDOT number.
- Any carrier, any insurer. Your record is public. GuardRail reads it for you no matter who holds your policy.
- Insured with Marquee? Customers get a discount on GuardRail, and your producer already has your renewal date loaded.
- Fleets of every size. One truck or a hundred and fifty. The questions are the same.
Request early access
Takes about a minute. A MIG producer follows up within one business day.
Prefer to talk? Call (833) 746-4644, Mon–Fri 8 AM–5 PM ET.
GuardRail questions
What carriers ask us about GuardRail
What is GuardRail?
GuardRail is a safety and compliance platform from Marquee Insurance Group. It reads your public FMCSA record and roadside inspection history, connects them to your trucks and drivers, and tells you in plain language where you stand, what to fix first, and what it means for your insurance renewal.
Does it replace my ELD or safety software?
No. GuardRail sits on top of what you already run. Your ELD keeps tracking hours and driving behavior; GuardRail uses that data, with your permission, to match roadside citations to drivers and trucks and to put behavior next to the record it affects.
What do I need to get started?
Your USDOT number. GuardRail builds your first readout from public FMCSA data. Connecting your ELD adds driver-level detail; it's optional and takes a few minutes.
What does it cost, and do I have to be a Marquee customer?
No. GuardRail is available to any carrier, regardless of who insures you. Pricing is per fleet; Marquee customers receive a discount. Request early access and we'll walk you through your own record and confirm pricing for your fleet size.
Can it help me with DataQs?
Yes. Spotter, the AI assistant in GuardRail, flags violations that may not belong on your record, such as a truck that isn't on your policy or a crash that wasn't preventable, explains the grounds FMCSA accepts, and drafts the request and attachment list. You review it and submit it through FMCSA's DataQs portal; GuardRail never files on your behalf.
Know what your record costs before underwriting does.
Open to every carrier. Request early access and see your own FMCSA record laid out in plain English, with the fix list and the renewal timeline that go with it. Marquee customers get a discount.