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Amazon Relay · Carrier Insurance

Amazon Relay Insurance Requirements

To haul Amazon Relay loads, carriers need more than auto liability: Amazon lists auto liability, cargo, general liability, trailer coverage and workers’ comp where required. MIG builds trucking insurance programs around those requirements with 30+ A-rated insurance carriers in 48 states.

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$1,000,000Auto liability
$100,000Motor truck cargo
$1M / $2MGeneral liability
$50,000Trailer coverage for Amazon trailers
The Short Answer

What Insurance Do You Need for Amazon Relay?

Amazon Relay requires carriers to carry auto liability of $1,000,000, motor truck cargo of $100,000, commercial general liability of $1,000,000 per occurrence and $2,000,000 aggregate, $50,000 of trailer coverage for Amazon trailers, and workers' compensation with employer's liability where required.

Most new Relay carriers already have auto liability and cargo. The pieces that most often hold up approval are general liability and trailer coverage.

Requirements are summarized from Amazon Relay’s published carrier requirements and may change. Always confirm the current list in your Relay account.

AMAZON RELAY

Requirements Checklist

Auto liabilityPer occurrence → Auto Liability$1,000,000
Trailer coverageFor Amazon trailers → Trailer Interchange / Non-Owned Trailer$50,000
Motor truck cargo→ Motor Truck Cargo$100,000
General liabilityPer occurrence / aggregate → Truckers GL$1M / $2M
Workers' comp & employer's liabilityWhere required by state; EL $100,000 → Workers' CompVaries
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Requirement by Requirement

Each Amazon Relay Requirement Explained

Auto Liability
$1,000,000

Covers injury and damage your truck causes to others. Your insurance carrier files proof with FMCSA, and your authority must be active. Learn more

Trailer Coverage
$50,000

Pulling Amazon trailers power-only? You need physical damage coverage for a trailer you don’t own, through trailer interchange or non-owned trailer coverage. Learn more

Motor Truck Cargo
$100,000

Covers the freight. Make sure the commodities you’ll haul for Relay are listed on your policy, and add reefer breakdown for temperature-controlled loads. Learn more

General Liability
$1M / $2M

Covers claims from your business operations off the road. Often missing for new Relay carriers, and usually a lower-cost addition. Learn more

Workers' Comp & EL
Varies

Required where your state requires it, with employer’s liability of $100,000. Whether you need a policy depends on your state and employees. Occupational accident isn’t the same as workers’ comp. Learn more

Not sure what you're missing?

Send us your current declarations or certificate and a MIG Producer can help you compare it with the Relay list.

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Step by Step

Getting Your Insurance Amazon Relay Ready

Active authorityYour authority is active and your insurance carrier has filed your liability with FMCSA.
Match the listGet a quote that includes every Relay requirement, including GL and trailer coverage.
Get your certificateOnce bound, request a certificate of insurance (COI) to submit in Relay.
Keep it currentAdd trucks and drivers before dispatch and keep coverage active at renewal.
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Request a Certificate (COI)
Avoid Delays

Common Gaps for New Amazon Relay Carriers

No general liability

Many carriers only carry auto liability and cargo. GL is a separate policy or package add-on.

No trailer coverage

Power-only carriers often don’t carry physical damage for trailers they don’t own.

Commodity exclusions

A cargo policy that excludes what Relay loads contain may leave a claim uncovered.

Unlisted trucks or drivers

Units and drivers not on your policy can leave a loss uncovered. Add them before they run loads.

Workers' comp questions

Requirements depend on your state and whether you have employees. Ask your producer.

Out-of-date certificate

Renewals and changes mean a new COI. Keep your Relay account current.

The Coverages Behind the Checklist

Build Your Relay Insurance Program

Auto Liability

$1M primary liability.

Motor Truck Cargo

$100K cargo and commodities.

Truckers GL

$1M / $2M general liability.

Physical Damage

Trailer interchange and non-owned trailers.

Workers' Comp

Employee injury coverage.

New Authority

Starting out and getting set up.

Request a COI

Certificates for your Relay account.

Trucking Terms Glossary

Plain-English trucking insurance terms.
FAQ

Amazon Relay Insurance Questions

What insurance do I need for Amazon Relay?
Amazon Relay lists auto liability of $1,000,000, motor truck cargo of $100,000, general liability of $1,000,000 per occurrence and $2,000,000 aggregate, $50,000 of trailer coverage for Amazon trailers, and workers' comp with employer's liability where required. Confirm current requirements in your Relay account.
Does Amazon Relay require general liability?
Yes, $1,000,000 per occurrence and $2,000,000 aggregate. It's one of the most common gaps for new Relay carriers. See Truckers GL.
What is the $50,000 trailer requirement for Amazon Relay?
Coverage for damage to Amazon trailers you pull, typically through trailer interchange or non-owned trailer physical damage coverage. See trailer coverage.
Does Amazon Relay require workers' compensation?
Amazon lists workers' comp where required by law, with employer's liability of $100,000. Whether you need a policy depends on your state and whether you have employees.
How much cargo insurance does Amazon Relay require?
$100,000 of motor truck cargo. Make sure the commodities you'll haul are listed on your policy. See Motor Truck Cargo.
Can MIG help me get insurance for Amazon Relay?
Yes. MIG can quote a trucking insurance program built around Amazon Relay's published requirements. Quotes are free and there's no obligation.

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This page is general information summarized from Amazon Relay’s published carrier requirements, which may change; confirm current requirements in your Relay account. It is not a statement of coverage. Coverage, limits, eligibility and pricing are determined by the insurance carrier, and your policy documents control. Marquee Insurance Group is an independent insurance agency and does not issue policies, make underwriting decisions or decide claims. Amazon and Amazon Relay are trademarks of Amazon.com, Inc. MIG is an independent insurance agency and is not affiliated with or endorsed by Amazon.