Virginia Trucking Insurance
Commercial Truck Insurance in Virginia
Virginia carries the East Coast twice — I-95 through Richmond and the urban crescent, and I-81 down the Shenandoah Valley, one of the heaviest truck corridors in America — with the Port of Virginia at Hampton Roads feeding drayage and intermodal work deep inland. Whatever your lane, Marquee builds the full program across 30+ A-rated markets. Trucking is all we do.
Not sure your limits still meet Virginia's current requirements? Have us re-check them →
- State filings handled
- 30+ A-rated markets
- Trucking is all we do
Virginia, Covered
The valley to the port · the Old Dominion, covered
From the I-81 truck lanes to the Hampton Roads terminals — one agency, one renewal calendar.
Insurance requirements change. Your coverage shouldn't lag.
State legislatures, the FMCSA, and broker contracts all revise their requirements over time — and carriers usually find out from a compliance notice or a bounced load, then remarket under deadline pressure. We verify every account against current state and federal requirements at quote and at every renewal, so a rule change never catches you rolling. Get ahead of your renewal →
Programs We Build Here
Three Virginia operations. Three different programs.
A Hampton Roads drayage operator, an I-81 corridor fleet, and a leased-on owner-operator share a state — and almost nothing else about how their coverage should be built. The same truck gets a different program depending on what it hauls and where — here's how that plays out in Virginia:
Hampton Roads drayage
Owner-operator · port terminals
Built to the UIIA: interchange-ready coverage with equipment providers named and the IANA filing handled.
- Auto liability — written to UIIA standards, with the endorsement on the policy
- Motor truck cargo — protects the freight — required by most brokers and shippers
- Trailer interchange — non-owned chassis, containers, and trailers in your care
- UIIA endorsement & IANA filing — we file it and keep your status active
I-81 corridor fleet
10–50 trucks · valley lanes
A fleet program with safety support and one renewal calendar across the whole schedule.
- Auto liability — primary liability under your authority, at limits your contracts require
- Motor truck cargo — protects the freight — required by most brokers and shippers
- Physical damage — collision and comprehensive for owned and financed equipment
- General liability — premises and operations exposure — docks, yards, and loading
- Workers' compensation — for operations with employee drivers
Leased-on owner-operator
1 truck · leased to a fleet
The fleet's policy covers the freight under dispatch — your tractor and your downtime are on you.
- Physical damage — collision and comprehensive for owned and financed equipment
- Occupational accident — injury benefits for contractor and owner-operator drivers
Illustrative program shapes, not advice or a quote — every operation is different, and required coverage comes from your authority, your contracts, and your lender. Requirements change over time; we verify the current ones for your operation at every quote and renewal, and we handle the filings.
Want to know exactly what your operation needs today?Send us your dec pages — we'll verify your limits against current requirements and quote the gap across 30+ A-rated markets.
Check my coverageThe Old Dominion's Freight
Built for the valley trucks and the port boxes
I-81 down the Shenandoah Valley moves a staggering share of East Coast freight — trucks make up a bigger slice of its traffic than almost any interstate in the country, and the DC clusters around Winchester, Harrisonburg, and Roanoke keep growing. On the other side of the state, the Port of Virginia at Hampton Roads is one of the deepest, busiest gateways on the Atlantic, pushing containers inland by truck and rail to Richmond and beyond. Valley corridor freight and port drayage are different books — and we place each with the right markets.
Port of Virginia drayage
Hampton Roads terminals and the Richmond barge ramp — and if you're UIIA, our intermodal program keeps your status active.
I-81 corridor freight
The East Coast's truck route — long-haul and regional programs with the limits brokers expect.
Valley distribution
DC work from Winchester to Roanoke — placed with markets that want corridor density.
New Virginia authorities
First-year carriers get compliant, broker-ready, and rolling with our new authority program.
The Coverage We Place
One agency. Your whole Virginia program.
The foundation of every program — bodily injury and property damage at limits your authority and loads require.
Explore coverage → Motor Truck CargoProtects the freight you haul; required by most brokers and shippers on the load.
Explore coverage → Physical DamageCollision and comprehensive for your tractor and trailer — required on financed equipment.
Explore coverage → The Full StackGeneral liability, per-shipment cargo, occupational accident, workers' comp, bobtail — one renewal calendar.
All coverages →I-81 is where the East Coast actually trucks its freight, and the whole corridor knows it. Programs built for that lane — its traffic, its grades, its brokers — win renewals year after year.
Nate MarquardtPresident, Marquee Insurance GroupVirginia Questions
What Virginia truckers ask us most
What insurance do I need to run a trucking company in Virginia?
It depends on your operation. Interstate carriers follow federal FMCSA financial-responsibility requirements tied to their authority; carriers operating only within Virginia fall under state operating-authority and filing requirements, which are set by state law and change over time. On top of the legal minimums, brokers and shippers set their own contract requirements — usually higher — and lenders require physical damage on financed equipment. We verify the current requirements for your specific operation at every quote and renewal.
Do you insure drayage at the Port of Virginia?
Yes. Hampton Roads drayage means UIIA compliance — coverage structured to the agreement, equipment providers named, and your filing kept active with IANA. We're a UIIA-registered agency and handle intermodal accounts across the Mid-Atlantic — see our UIIA coverage page.
How much does commercial truck insurance cost in Virginia?
It depends on your operation: radius, commodity, driving records, years in business, equipment values, and loss history all move the number. The fastest way to a real number is a quote against 30+ A-rated markets — see how truck insurance cost works.
What coverages do Virginia brokers and shippers usually require?
Beyond auto liability at limits above the legal minimum, most load agreements require motor truck cargo coverage and a certificate listing the broker as certificate holder. Requirements vary by broker and commodity — we read them before we quote. If you haul intermodal, UIIA has its own requirements — see our UIIA coverage page.
Can you insure a brand-new trucking authority in Virginia?
Yes. New ventures are one of our specialties — we place first-year Virginia authorities with carriers that actually want new-venture risk, and our start-up guide walks you through filings, compliance, and what brokers will ask for.
Built for Virginia. Backed by 30+ markets.
Send us your dec pages — we'll verify your limits against current requirements, quote across 30+ A-rated markets, and build the full program: liability, cargo, physical damage, and everything your loads demand.