Texas Trucking Insurance
Commercial Truck Insurance in Texas
More trucks run Texas than any state in the country — the Triangle between Dallas–Fort Worth, Houston, and San Antonio, border freight out of Laredo, port work on the Gulf, and oilfield hauling in the Permian. Whatever your lane, Marquee builds the full program across 30+ A-rated markets. Trucking is all we do.
Not sure your limits still meet Texas's current requirements? Have us re-check them →
- State filings handled
- 30+ A-rated markets
- Trucking is all we do
Texas, Covered
The Texas Triangle · DFW · Houston · San Antonio
From border drayage to the Permian to the Triangle — one agency, one renewal calendar.
Insurance requirements change. Your coverage shouldn't lag.
State legislatures, the FMCSA, and broker contracts all revise their requirements over time — and carriers usually find out from a compliance notice or a bounced load, then remarket under deadline pressure. We verify every account against current state and federal requirements at quote and at every renewal, so a rule change never catches you rolling. Get ahead of your renewal →
Programs We Build Here
Three Texas operations. Three different programs.
A Triangle van fleet, a Laredo drayage operation, and a Permian oilfield hauler get quoted against different markets with different stacks — because they are different businesses. The same truck gets a different program depending on what it hauls and where — here's how that plays out in Texas:
Triangle van fleet
DFW–Houston–San Antonio lanes
Density-priced fleet program across I-35, I-45, and I-10 with one renewal calendar.
- Auto liability — primary liability under your authority, at limits your contracts require
- Motor truck cargo — protects the freight — required by most brokers and shippers
- Physical damage — collision and comprehensive for owned and financed equipment
- General liability — premises and operations exposure — docks, yards, and loading
- Workers' compensation — for operations with employee drivers
Laredo border drayage
Cross-border & intermodal
Structured to the agreements that govern border and port freight, with interchange coverage where containers are involved.
- Auto liability — written to UIIA standards, with the endorsement on the policy
- Motor truck cargo — protects the freight — required by most brokers and shippers
- Trailer interchange — non-owned chassis, containers, and trailers in your care
- UIIA endorsement & IANA filing — we file it and keep your status active
Permian oilfield hauler
Equipment & site work
Placed with markets that understand site exposure, permit conditions, and what operators require.
- Auto liability — primary liability under your authority, at limits your contracts require
- Motor truck cargo — protects the freight — required by most brokers and shippers
- Physical damage — collision and comprehensive for owned and financed equipment
- General liability — premises and operations exposure — docks, yards, and loading
- Occupational accident — injury benefits for contractor and owner-operator drivers
Illustrative program shapes, not advice or a quote — every operation is different, and required coverage comes from your authority, your contracts, and your lender. Requirements change over time; we verify the current ones for your operation at every quote and renewal, and we handle the filings.
Want to know exactly what your operation needs today?Send us your dec pages — we'll verify your limits against current requirements and quote the gap across 30+ A-rated markets.
Check my coverageThe Lone Star Freight Map
Built for the biggest trucking state there is
The Texas Triangle — I-35, I-45, and I-10 between DFW, Houston, and San Antonio — carries one of the densest freight flows in North America. Add the Laredo border crossing, the busiest land port on the continent; Gulf port work out of Houston; and oilfield hauling across the Permian Basin and Eagle Ford, and Texas runs every kind of trucking there is. Each of those books gets underwritten differently — border drayage, hotshot oilfield work, and Triangle van freight don't belong with the same markets, and we don't quote them that way.
Triangle & metro freight
Van, reefer, and flatbed work across I-35, I-45, and I-10 — quoted against markets that want Texas density.
Border & port drayage
Laredo crossings and Houston port work — drayage and UIIA intermodal programs built to the agreements that govern them.
Oilfield & energy hauling
Permian and Eagle Ford equipment moves, placed with carriers that understand permit conditions and site exposure.
Fleets that scale
From five trucks in Fort Worth to hundreds statewide — our fleet program grows with you.
The Coverage We Place
One agency. Your whole Texas program.
The foundation of every program — bodily injury and property damage at limits your authority and loads require.
Explore coverage → Motor Truck CargoProtects the freight you haul; required by most brokers and shippers on the load.
Explore coverage → Physical DamageCollision and comprehensive for your tractor and trailer — required on financed equipment.
Explore coverage → The Full StackGeneral liability, per-shipment cargo, occupational accident, workers' comp, bobtail — one renewal calendar.
All coverages →Texas isn't one trucking market — it's five of them wearing the same hat. The agencies that quote it like one market are the reason so many Texas carriers are overpaying.
Nate MarquardtPresident, Marquee Insurance GroupTexas Questions
What Texas truckers ask us most
What insurance do I need to run a trucking company in Texas?
It depends on your operation. Interstate carriers follow federal FMCSA financial-responsibility requirements tied to their authority; carriers operating only within Texas fall under state operating-authority and filing requirements, which are set by state law and change over time. On top of the legal minimums, brokers and shippers set their own contract requirements — usually higher — and lenders require physical damage on financed equipment. We verify the current requirements for your specific operation at every quote and renewal.
Do you cover oilfield and energy hauling in Texas?
Yes. Oilfield equipment, sand and water hauling, and permitted oversize moves are specialty risks — we place them with carriers that understand site exposure and contract requirements, with limits matched to what operators and shippers demand.
How much does commercial truck insurance cost in Texas?
It depends on your operation: radius, commodity, driving records, years in business, equipment values, and loss history all move the number. The fastest way to a real number is a quote against 30+ A-rated markets — see how truck insurance cost works.
What coverages do Texas brokers and shippers usually require?
Beyond auto liability at limits above the legal minimum, most load agreements require motor truck cargo coverage and a certificate listing the broker as certificate holder. Requirements vary by broker and commodity — we read them before we quote. If you haul intermodal, UIIA has its own requirements — see our UIIA coverage page.
Can you insure a brand-new trucking authority in Texas?
Yes. New ventures are one of our specialties — we place first-year Texas authorities with carriers that actually want new-venture risk, and our start-up guide walks you through filings, compliance, and what brokers will ask for.
Built for Texas. Backed by 30+ markets.
Send us your dec pages — we'll verify your limits against current requirements, quote across 30+ A-rated markets, and build the full program: liability, cargo, physical damage, and everything your loads demand.