SPECIALIZED INSURANCE FOR NEW AUTHORITY CARRIERS
We don’t just sell policies–we educate and support new ventures to ensure you meet broker requirements and succeed in the industry.
- TRUCKING INSURANCE SPECIALISTS
- Coverage that meets broker & load board requirements
- Agents who specialize exclusively in trucking
- Educational resources for new authority success
- Ongoing support throughout your first year
- Industry connections to help you grow
UNDERSTANDING BROKER & LOAD BOARD REQUIREMENTS
Many new authority owners struggle because they don’t have the right coverage
limits for brokers and load boards. Our trucking agents are ready to discuss
your specific needs.
PRIMARY LIABILITY COVERAGE
Most brokers require $1,000,000 in liability coverage, while the FMCSA minimum is only $750,000. We’ll help you understand what you need.
Broker Requirement:
$1,000,000 liability coverage with proper MCS-90 endorsement
CARGO INSURANCE
Cargo coverage protects the freight you’re hauling. Most brokers require $100,000 but some specialized freight needs higher limits.
Broker Requirement:
$100,000 cargo insurance with proper endorsements for the freight you haul
PROPER FILINGS & CERTIFICATES
Brokers require proper FMCSA filings and certificates of insurance. We handle all filings to ensure you’re compliant and ready to haul.
Broker Requirement:
Form BMC-91 or BMC-91X filing and certificates showing all required coverages
DON'T GET REJECTED BY BROKERS
Many new authority owners struggle to get loads because their insurance doesn’t meet broker requirements. Our trucking agents are ready to discuss your specific needs.
We’ll educate you on what coverage fit your operations specific needs.
WORK WITH TRUCKING FOCUSED AGENTS
Our agents exclusively serve the trucking industry. We understand your
challenges and provide the specialized support you need.
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100% Focused on Trucking
Unlike general insurance agents, we work exclusively with trucking companies and understand your unique needs.
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New Authority Specialists
We've helped hundreds of new authorities get started right with proper coverage and ongoing support.
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Industry Connections
We maintain relationships with brokers, factoring companies, and other resources to help your business succeed.
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Ongoing Education
We provide resources and guidance throughout your first year to help you navigate industry challenges.
We don't just sell you a policy and disappear. We're your partners in building a successful trucking business. Our team has decades of combined experience specifically in the trucking industry, and we're committed to helping new authorities navigate their critical first year.
READY TO WORK WITH TRUE TRUCKING SPECIALISTS?
EDUCATION TO ENSURE YOUR SUCCESS
We provide resources and support to help you
navigate your first year as a new authority owner.
NEW AUTHORITY GUIDE
Our comprehensive guide covers everything you need to know in your first year of operation.
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Insurance requirements explained
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Working with brokers successfully
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Financial management tips
MIG BLOG
Stay updated with helpful articles designed for trucking professionals.
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Industry news and trends
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Tips for running a successful operation
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Compliance and safety insights
PARTNERSHIP NETWORK
Take advantage of our trusted partnerships built to support your business.
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Access to DAT's load board
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Fuel savings through OTR Solutions
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Factoring options with OTR Solutions
INSURANCE SOLUTIONS FOR NEW AUTHORITIES
We offer comprehensive coverage options tailored to meet brokers
requirements and protect your new business.
PRIMARY LIABILITY
Covers bodily injury and property damage you may cause to others. Required for all commercial trucking operations.
Broker-Ready Coverage:
$1,000,000 liability with proper filings
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MCS-90 endorsement included
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All FMCSA filing handled
CARGO INSURANCE
Protects the freight you’re hauling against damage, theft, or loss during transit.
Broker-Ready Coverage:
$100,000 cargo with proper endorsements
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Broad form coverage available
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Specialized cargo endorsements
PHYSICAL DAMAGE
Covers your truck and trailer against accidents, theft, fire, and other damages.
Recommended Coverage:
Full comprehensive & collision coverage
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Flexible deductible options
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Downtime coverage available
GENERAL LIABILITY
Covers non-trucking related incidents that may occur during business operations.
Recommended Coverage:
$1,000,000 general liability coverage
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Premises liability included
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Required by many brokers
NON-TRUCKING LIABILITY
Coverage for when you’re using your truck for non-business purposes (bobtailing).
Recommended Coverage:
$1,000,000 non-trucking liability
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Essential for owner-operators
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Fills coverage gaps
WORKERS' COMPENSATION
Covers medical expenses and lost wages if you or your employees are injured on the job.
Recommended Coverage:
State-specific requirements
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Required in most states
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Occupational accident alternatives
WHAT OUR CLIENTS SAY
Don’t just take our word for it. Here’s what other trucking
companies have to say about working with us.
